Insta-Card

Top-rated cards. Paid in full at checkout

Insta-Card connects qualified patients to credit-card offers from up to 11 major national issuers. Many cards allow instant use upon approval, so the patient can pay for their treatment today and your practice is paid in full.

American Express card Bank of America card Discover card
LightningCredit cards
Patient and provider reviewing card offers
Instant approvals. Instant wallet access. Instant payments.

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How it works

  1. 1
    The patient reviews card offers from national issuers through the HUB.
  2. 2
    The issuer makes its own decision. Many provide instant virtual-card access upon approval.
  3. 3
    The patient pays your practice with the new card, including through Apple Pay or Google Pay.
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SUPER CHARGE YOUR REVENUE WITH FMC INSTA-CARDS

Program highlights

  • Up to 11 major-issuer credit cards
  • 0% intro APR for 6–21 months on select cards; variable APR applies after, per issuer terms.
  • Typical credit lines of about $4,300–$12,000, a patient can apply for multiple 0% interest cards.
American Express card Bank of America card Discover card
Smiling front-desk team member taking a card payment
Super low Practice fee of only 5% invoiced.

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Provider Benefits

  • Paid in full. Your practice receives the full amount at the time of sale.

  • Fast checkout. Many issuers allow instant card use upon approval

  • A patient-friendly promo. 0% intro periods on select cards make larger programs easier to start.

  • No cost to activate. You pay only when a transaction is funded.

Fund My Contract provides independent access to credit-card offers and financing options through third-party lenders and national card issuers. Credit-card offers are provided by the issuing banks. Approval, credit limits and terms are determined by each issuer.