Direct-to-Provider Financing

Direct-to-Provider is traditional patient financing: an approved lender finances the treatment and pays your practice under the program terms. FMC's wellness and longevity program is built for exactly what EdgeMedX providers offer, including peptide therapy and hormone optimization. These lending options may also be used from most of your other treatments as well.

Monthly payments for patients. Funding for your practice.

BankProvider
Provider holding cash
Rapid Funding for Your Practice

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How it works

  1. 1
    Your practice applies for lender approval. (document review required).
  2. 2
    The patient applies in the HUB on their own or assisted by a staff member then select a waterfall of lending options or one lender at a time.
  3. 3
    The patient makes monthly payments to the lender. Your practice is funded under the program's payout schedule.
Provider reviewing financing options with a patient
One Easy Application for Multiple Lenders*

*Practice gets access to lenders upon approval

Lender Summary

LenderBest forLoan amountsTermsPatient APRPromo
Lender 1Peptide and GLP-1 programsUp to $5,0006 or 12 mo0% promo, then 14.99%–29.99%6 mo interest-free for every approved patient
Lender 1Chiropractic care plans$4,000–$10,000 by grade (1st look, 2nd look, FPDR)24 or 36 mo total0% promo, then 22.99%–34.99%12 or 18 mo interest-free if paid in full
Lender 2Aesthetics, procedures, other elective care$7,500–$10,000 by tierUp to 36–48 mo27.99%, or 29.99% with promoOptional 6–12 mo deferred interest
Lender 2Peptides, hormones, IV, stem cell, NK cell, regenerative$3,500–$6,000 by tier12, 24 or 36 mo17.99%–19.99%None
Lender 3Aesthetics, procedures, high-ticket elective care$6,000–$25,000 by tier24–48 mo9.90%–29.90%None

Coverage Ladder

LenderCredit coverage
Lender 1Prime+ (740+) through Deep Sub-Prime (under 599)
Lender 2Tiers 1–4, plus 2nd-look and tertiary programs up to $7,500 over 36 months
Lender 34 credit tiers, down to a 550 FICO

Across all programs: 3,500–25,000, terms of 6–48 months, APRs from 9.90%, with 0% promos available.

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